-- Reusable bank account templates (platform or business), parallel to invoice_item_templates.

CREATE TABLE IF NOT EXISTS invoice_account_templates (
  id BIGSERIAL PRIMARY KEY,
  owner_scope invoice_owner_scope NOT NULL,
  business_id BIGINT NULL REFERENCES businesses (id) ON DELETE CASCADE ON UPDATE NO ACTION,
  bank_name VARCHAR(255) NOT NULL,
  account_holder_name VARCHAR(255) NULL,
  card_number VARCHAR(64) NULL,
  iban VARCHAR(64) NULL,
  sort_order INT NOT NULL DEFAULT 0,
  is_active BOOLEAN NOT NULL DEFAULT TRUE,
  created_at TIMESTAMPTZ NOT NULL DEFAULT NOW(),
  updated_at TIMESTAMPTZ NOT NULL DEFAULT NOW()
);

CREATE INDEX IF NOT EXISTS idx_invoice_account_templates_owner_scope
  ON invoice_account_templates (owner_scope, sort_order);

CREATE INDEX IF NOT EXISTS idx_invoice_account_templates_business_id
  ON invoice_account_templates (business_id);

DROP TRIGGER IF EXISTS invoice_account_templates_set_updated_at ON invoice_account_templates;
CREATE TRIGGER invoice_account_templates_set_updated_at
  BEFORE UPDATE ON invoice_account_templates
  FOR EACH ROW
  EXECUTE FUNCTION set_updated_at();