Add SMS templates, prepaid IRT billing, and advertising shortcode 9000590009.

Charge ceil(len/64)*400 IRT per recipient across OTP, customer, and partner SMS; seed new businesses with 500k IRT; default partner sends to the advertising line.

Co-authored-by: Cursor <cursoragent@cursor.com>

src/app.module.ts

@@ -44,6 +44,7 @@ import { LegacyMysqlModule } from './legacy-mysql/legacy-mysql.module';
 import { PublicSmsModule } from './public-sms/public-sms.module';
 import { PaymentsModule } from './payments/payments.module';
 import { SitemapModule } from './sitemap/sitemap.module';
+import { SmsTemplatesModule } from './sms-templates/sms-templates.module';
 import { TorobModule } from './torob/torob.module';
 
 @Module({
@@ -93,6 +94,7 @@ import { TorobModule } from './torob/torob.module';
     AiPromptsModule,
     PublicSmsModule,
     SitemapModule,
+    SmsTemplatesModule,
     TorobModule,
   ],
 })